Bankera initial coin offering (ICO)

Banking for the Blockchain Era



Bankera is building a digital bank to last for the blockchain era. As a traditional bank, Bankera's services fit into three groups: payments, loans and deposits, and investments.

3.4
16 16 expert ratings
3.5
3.2
3.4
3.3
View rating distribution
Starts in 2 years ago
2017-11-27 - 2018-02-27
Token
BNK
Type
ERC20, NEM
Price in ICO
1 BNK = 0.017 EUR
Platform
Accepting
Hard cap
450,000,000 EUR
preICO start
Aug 28, 2017
preICO end
Sep 19, 2017
ICO start
Nov 27, 2017
ICO end
Feb 27, 2018
More on ICO
Report

About Bankera ICO

Digital technology has changed the face of finance. Most notably, perhaps, the birth of Blockhain has enabled us to digitalize money via cryptocurrencies such as Bitcoin. There have been many attempts to apply Blockchain technology to revolutionize other finance sectors. However, so far, most FinTech companies have been focusing only on a certain niche (e.g. remittances or lending) as they cannot take advantage of economies of scale enjoyed by traditional banks. Traditional banks, although have the funds, are not as fast at adopting new technologies as they are held up by legacy systems.
Bankera aims to revolutionize banking by taking advantage of what blockchain technology has to offer while still focusing on scale. This means that Bankera seeks to become one-stop store for all financial services, in the same way traditional bricks and mortar banks are now, while using technology to reduce the number of counterparties, thus lowering the cost of banking for the end consumer. Adoption of blockchain technology will also allow Bankera to offer new and unique solutions to its customers.
Services
Bankera will offer three core lines of services:


  • Payments including payment accounts with personal IBAN, debit cards, interbank foreign exchange rates and payment processing. All services will support both traditional fiat currencies as well as cryptocurrencies such as Bitcoin, Ether, DASH, XEM, ERC20 compliant tokens and others. In the long term, Bankera will implement innovative solutions as gross-domestic-product (GDP) linked currencies or use equity traded funds as a substitute for money.

  • Loans and deposits will be a key competitive edge as well as core service of Bankera. Not only saving, but also current deposits will receive interest. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers' cash flows as most loans will be given to business clients of payment processing solution.

  • Investments solution will consist of low-cost investment products such as equity traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto tokens) as well as roboadvisory solutions for wealth management. Later on, Bankera will offer investment banking services including financing corporate strategies of our business clients.


Status Quo of Bankera
Bankera will be operational and will have significant IT infrastructure in place prior to the initial coin offering (ICO).
Bankera already has the necessary regulatory and IT arrangements to offer individual international bank account numbers (IBAN) which can accept and make payments in the Single Euro Payments Area (SEPA). Bankera also offers competitive foreign currency exchange rates, quick and cost effective international bank wires as well as having the “Bankera Payment Card” linked to cardholder’s payment account.
All of these services can be tested at SpectroCoin, cryptocurrency exchange, e-wallet, debit card and payment processor provider of which Bankera will be an operational fork. What has been developed so far will serve as a minimum viable product for Bankera to begin operations. However, to achieve its goal to become a fully operational bank service, Bankera needs to obtain capital.

Bankera reviews

Luca Cotta
Icodriver...expert launching ICOs, Influencer, IT expert.
Rated on Dec 19, 2017
2
2
2
10%

too many red flag on this project.

Ivan Kapytko
Mr
Rated on Dec 2, 2017
4
5
5
4%

Team is very ambitious and I like it, but I placed 4 because of its youth. In other terms I'm sure that this project will have great success in future.

Lluis Saltó

Rated on Dec 15, 2017
2
4
3
4%

Team: Surprised by the fact that the only person who can work on the product is their CTO.

Vision: it is always good to see Blockchain alternatives to banking.

Simon Choi
Fintech & ICO Lawyer
Rated on Dec 23, 2017
3
3
3
3%
Nathan Christian
Blockchain Technology Consultant
Rated on Dec 23, 2017
3
4
3
5%
P.B. Stanton Esq.
ICO Advisor | Securities & Banking law | Former US Marine JAG Officer
Rated on Dec 25, 2017
3
3
3
4%
Igor Karavaev
ico advisor and investor
Rated on Apr 28, 2018
5
4
3
5%
Mofassair Hossain
CEO and Founder Perhalic, ICO Advisor, Investor, PR and Marketing Expert
Rated on Jan 4, 2018
3
3
3
5%
Douglas Lyons
Board Advisor- Early Adoption and Strategic Partnerships
Rated on Jan 10, 2018
3
3
4
10%

while I like the idea, it appears as though the development of the product is limited in terms of resources. A larger dev team would be required to compete in this heavily occupied space with lots of competition.

Bobby (Borislav) Iliev
ICO Expert & Advisor | Business Development Consultant | Marketing Strategist
Rated on Jan 13, 2018
3
4
4
7%

We are seeing good symbiosis of Fintech/ICO project. The team, as we can see has already useful experience from SpectroCoin, which mean at least knowledge of what they are doing. Still it is one of the hottest potatoes in this sector - competing the traditional banks!

Insufficient information on WP for "Finances" - big numbers/cost for wages, 200 employees in 1st year.


Really strange to NOT see the CEO and CTO, advocating for their own project on some social network (at least having their positions listed there)

Vytautas Kaseta
Distributed crypto systems generalist, Social hacker, Next Reality visionary
Rated on Jan 22, 2018
2
3
2
2%
Francesco Redaelli
Co-Founder & President at Koinsquare | Marketing Manager at AidCoin | Campaign Success Manager at 200 Crowd | Advisory Board Member
Rated on Feb 19, 2018
5
4
3
7%

The team in my opinion is abosolutely good thanks the enviroment where the project is developing. The vision is quite interesting because it offers something needed, there's not yet bank on the blockchain industry. The product is a little bit good, I don't like very much the centrelized idea.

Benjamin Randall
Blockchain Advisor
Rated on Feb 25, 2018
4
3
4
2%
Vladimir Nikitin
ADVISOR | CONSULTANT | EXCHANGES Listing
Rated on Feb 26, 2018
3
3
3
5%
Phillip Nunn
Entrepreneur | CEO | ICO Advisor | Cryptocurrency Evangelist | Global Speaker | Blockchain Influencer
Rated on Apr 30, 2018
4
5
5
3%
PlumBot
ICO Analyzer Bot
Rated on Sep 2, 2018
0
0
0
23%


Experts are independently and voluntarily contributing to the community. If no expert has rated the ICO, only ICO analyzer's results are used. Always research before investing as these ratings should not be taken as an investing guide of any kind.

Ratings and ICO analyzer results are being updated (re-calculated) every few hours.

Bankera ICO price

Price in ICO

1 BNK = 0.017 EUR

Bankera (BNK) crypto

Bankera coin

Bankera token
BNK
Bankera type
ERC20, NEM
Bankera platform

Bankera market cap

Bankera market capitalization
$ 150949194

Bankera investment info

Accepting
Hard cap
450,000,000 EUR

Bankera whitepaper

Bankera team

Apply as an advisor

Vytautas Karalevičius

CEO

Mantas Mockevičius

CCO

Justas Dobiliauskas

CTO

Bankera milestones

1
BANKING CAPABILITY - early 2019

WePower idea

2
DEVELOPMENT OF IT INFRASTRUCTURE

WePower idea

3
E-MONEY CAPABILITY - September-October

WePower idea

4
INITIAL COIN OFFERING - mid-October

WePower idea

5
INVESTMENT SOLUTIONS - late 2019

WePower idea

6
NEW TYPES OF MONEY - 2020

WePower idea

7
PRE-ICO - August 28th - September 28th

WePower idea

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