Zantepay initial coin offering (ICO)

Team looks good and experienced but the vision is not unique to be honest. There are a lot of companies already doing this. So it's gonna be a lot of competition.

Nice project, I believe that blockchain could really be a plus with it!

Solid looking but what's the stand out feature?

I like the clarity of the whitepaper which clearly stated the technological development.

Clear roadmap with explanation on the development of business.

Tokenomics is responsible to the community.

I'm going to be much more harsh on this project versus other reviewers after closely going through the white paper and additional information.

I skepticism grows fairly quickly whenever there are more details in the whitepaper about the token schedule, bonuses, etc. versus the competitive advantages of this project. The white paper touts GFC Good Finance Company as a company that can bring this product to reality in the market. This could potentially be the case be more research into GFC made me realize their reach isn't as significant as I was lead to believe as well as they only provide financial services in Estonia. Not a huge market.

Then the product itself is trying to break into an extremely crowded market where a lot of teams, even from the same country, are trying to get a piece of. There was nothing in the whitepaper that lead me to believe that this product would hold its ground let alone take on larger and more well funded projects in this area.

The team seems well rounded in terms of expertise, but the founders have a concerning lack of executive experience that is required to build and manage the complex systems supposedly being built.

I cannot recommend investing in this project unless the company is able to state in very clear language what the competitive advantage of their product is. Because only if the product can do very well and be highly adapted (which it should be according to the ridiculous adaption schedule in the white paper) can the token increase in value over time.